PTPTN and Me...
Just now I checked that my name got listed in the PTPTN list of borrowers who haven't made any loan repayments yet. So maybe next month I can start paying back the loan.
Click on the "Semakan Nama Peminjam Yang Gagal Membayar Balik Pinjaman". If you got listed, your name will appear as below.
I also do the checking on "Semakan Senarai Hitam Imigresen" and fortunately my name is not being blacklisted yet by immigration.
Other than that, I try to calculate the amount I need to pay every month by using the loan calculator. I found out that the total admin cost is lower for average rate payment rather than progressive rate payment. The problem is how to choose the type of payment or maybe I should just pay any amount I like since I haven't received the final statement letter from PTPTN yet.
My loan is RM28,000 and I'm planning to settle the repayments within 15 years which I need to pay RM200 per month. Ok la tu.. Still have money to enjoy. Haha..
My loan is RM28,000 and I'm planning to settle the repayments within 15 years which I need to pay RM200 per month. Ok la tu.. Still have money to enjoy. Haha..


